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What Is a Financial Needs Analysis?
A Financial Needs Analysis (FNA) is a step-by-step review of your financial life—designed to help you understand how much life insurance you truly need to protect your loved ones.
✔️ It’s not a sales pitch — it’s a personalized conversation.
✅ 100% free
✅ No obligation
✅ No guesswork
✅ 100% free
✅ No obligation
✅ No guesswork
Why Do You Need an FNA?
Without the right analysis, you could:
- Be underinsured and leave your family vulnerable
- Be overinsured and pay more than necessary
- Miss key areas like education, retirement, or final expenses
Our Financial Needs Analysis gives you clarity and confidence.
What Will the Agent Ask You?
During your free consultation, your licensed agent will cover the following topics:
Income & Work
- What is your current annual income?
- Do you have other income sources?
- How long will your family need support?
Debt & Expenses
- Mortgage balance?
- Other debts (loans, credit cards)?
- Monthly cost of living?
Family & Dependents
- Children or dependents?
- Aging parents relying on you?
Education & Future Goals
- College savings plans?
- Other financial goals?
Final Expenses & Legacy
- Funeral or burial planning?
- Do you want to leave a legacy?
Assets & Insurance
- Existing insurance coverage?
- Do you own a 401(k), IRA, or investments?
What Happens After the FNA?
- Get a personalized report on how much coverage is right for you
- Receive multiple policy options tailored to your goals
- Apply with support from your agent every step of the way
Book Your Free Financial Needs Analysis
Let’s take the guesswork out of protecting your future.
- Speak with a licensed agent
- No pressure or commitment
- Transparent, personalized recommendations